A new type of credit facility built for consumer brands | Triffin

A new type of credit facility - built for consumer brands

Buy now, pay later for your inventory

Choose the amount, repayment type and length of term that match your inventory lead-time and sell-through rate.

Get instant payment on retail & wholesale orders

Grow offline sales without the cash flow headache of long payment terms.

Funding subject to credit checks. Capital provided by Triffin Capital Limited, registered with the FCA, company number 16268227.

We move as fast as you do

Triffin is different to traditional banks and lenders, we align access to capital with the cash flow cycles in your business, so funding will never slow you down.

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Connect your accounts for a same-day pre-approval

Digital signature interface showing a handwritten-style signature with pen, approval, and document icons on a wooden background.

Accept credit agreement and complete simple onboarding

Display showing available credit amount of £475,000 with a green progress bar underneath.

Acccess the funding you need, exactly when you need it!

What makes us better than the competition?

Only pay fees when you draw down funds - nothing on money you're not using

One lump sum, with fees and principal starting straight away - whether you need it all or not

Repay monthly or in one bullet payment over 1 - 6 months, your choice each time you draw down

Repaid weekly or bi-weekly, regardless of your cash flow

As you repay, your available balance tops back up automatically, ready to use again

Once you've used it, you need to reapply to access more

Need funding advice?

Speak to one of our consumer brand finance experts

Contact our team

Contact our team

frequently asked questions

Clear answers, no fluff. Here’s where we answer the most common questions to give you financial clarity.

How much can I borrow with Triffin Credit?

Up to £2M through a revolving credit facility, sized to your business.

How fast do I get the funds once I draw down?

Funds are typically transferred within 12 hours of a drawdown.

Do I need to give a personal guarantee?

No. Triffin Credit is secured against a floating debenture on the business's assets instead - no personal guarantee required.

What can I use Triffin Credit for?

Financing purchase orders, bills, and invoices, extracted directly from your accounting suite.

How do I repay what I've drawn down?

Choose monthly repayments (equal instalments) or a single bullet repayment at the end of the term, over 1 - 6 months — pick a new option each time you draw down.

What happens after I repay?

Your available balance tops back up automatically, ready to redraw whenever you need it.

Who is Triffin Credit for?

UK or Ireland registered consumer brands selling physical goods, with at least £50,000 in monthly sales and 6+ months of trading history.

How is Triffin Credit different from revenue-based financing like Wayflyer?

Triffin Credit lets you draw only what you need and repay monthly or in one lump sum, rather than taking one big advance and repaying a fixed amount weekly or bi-weekly regardless of your cash flow.

"Triffin Credit has enabled us to significantly increased the amount of stock we can order"

Meet our Customers

Meet our Customers

Run Viable Limited (t/a Triffin) is an agent of Plaid Financial Ltd, an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Triffin as its agent.

United Kingdom
Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

‍European Union
For clients based in the European Economic Area, the issuance of e-money and the provision of related payment services for Run Viable Ltd are provided by CurrencyCloud B.V. CurrencyCloud B.V. is registered with the Dutch Chamber of Commerce in the Netherlands under number 72186178. Registered office: Mr. Treublaan 7, 1097 DP, Amsterdam, Netherlands. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701).

‍United States
Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed . VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business ("MSB") with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support, contact VGSI at (888) 733-0041.

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.