A new type of credit facility - embedded in your business

Payment selection interface showing options to pay selected purchase orders from Santander current account with £115,550 or Triffin credit with £75,000, with buttons for Pay now and Pay later.
Buy now, pay later for your inventory
Choose the amount, repayment type and length of term that match your production lead-times and supplier terms.
Get instant payment on sales invoices
Remove the cash flow headache of long payment terms with your customers, get 100% of the invoice value instantly.

Funding subject to credit checks. Capital provided by Triffin Capital Limited, registered with the FCA, company number 16268227.

We move as fast as you do

Triffin is different to traditional banks and lenders, we align access to capital with the cash flow cycles in your business, so funding will never slow you down.
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Document icon with a checkmark symbol indicating approval or completion.Document icon with a checkmark symbol indicating approval or completion.
Connect your accounts for a same-day pre-approval
Digital signature interface showing a handwritten-style signature with pen, approval, and document icons on a wooden background.
Outline of a hand catching or holding a falling coin.Outline of a hand catching or holding a falling coin.
Accept credit agreement and complete simple onboarding
Display showing available credit amount of £475,000 with a green progress bar underneath.
Icon of a document with a bar chart showing three vertical bars of increasing height.Icon of a document with a bar chart showing three vertical bars of increasing height.
Acccess the funding you need, exactly when you need it
frequently asked questions
Clear answers, no fluff. Here’s where we answer the most common questions to give you financial clarity.
How much can I borrow with Triffin Credit?
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Up to £2M through a revolving credit facility, sized to your business.
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How fast do I get the funds once I draw down?
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Funds are typically transferred within 12 hours of a drawdown.
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Do I need to give a personal guarantee?
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No. Triffin Credit is secured against a floating debenture on the business's assets instead - no personal guarantee required.
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What can I use Triffin Credit for?
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Financing purchase orders, bills, and invoices, extracted directly from your accounting suite.
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How do I repay what I've drawn down?
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Choose monthly repayments (equal instalments) or a single bullet repayment at the end of the term, over 1 - 6 months — pick a new option each time you draw down.
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What happens after I repay?
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Your available balance tops back up automatically, ready to redraw whenever you need it.
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Who is Triffin Credit for?
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UK or Ireland registered businesses, with at least £50,000 in monthly sales and 6+ months of trading history.
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How is Triffin Credit different from revenue-based financing?
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Triffin Credit lets you draw only what you need and repay monthly or in one lump sum, rather than taking one big advance and repaying a fixed amount weekly or bi-weekly regardless of your cash flow.
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"Triffin Credit has enabled us to significantly increase the amount of stock we can order"
Sean Addison
‍
Founder, AdaptoLatte